This move formalises their long-standing partnership and marks a key step in expanding access for businesses and individuals.

Watts Commercial Finance is a multi-award-winning brokerage offering tailored finance solutions to businesses across the whole of the UK, delivering true national coverage. Cox & Co, based in Edinburgh, are a trusted property and mortgage firm supporting clients across Edinburgh, Glasgow and beyond. Together as Cox & Co Commercial, they combine local expertise with national experience to deliver seamless commercial finance across Scotland.

As part of this strategic move, Caitlin Delaney joins Cox & Co Commercial as the first local representative for the joint venture. With over five years at Santander UK, Caitlin’s appointment marks an important new chapter for Cox & Co Commercial, bringing local expertise to help Scottish businesses better understand their finance options. 

Phil Gray, Managing Director at Watts Commercial Finance, added: ‘Our long-standing partnership with Cox & Co has always been built on trust, shared values and results. Formalising this into Cox & Co Commercial gives us the platform to really scale our impact across Scotland. With Caitlin joining the team, we’re not just growing our coverage but we’re committed to setting a higher standard of service for Scottish businesses seeking commercial finance.’

John Cox, Managing Director of Cox & Co, said the launch of Cox & Co Commercial represents a natural next step: ‘Partnering with Watts Commercial Finance to launch Cox & Co Commercial has been a natural evolution, born from mutual respect and a shared commitment to excellence. By combining our local market expertise with Watts Commercial Finance’s national reach, we are confident that Cox & Co Commercial will deliver a high level of service and value to businesses across Scotland. This collaboration signifies a significant step towards offering a more comprehensive client-focused approach to commercial finance.’

For Caitlin, the move represents an exciting new chapter: ‘I am thrilled to be joining Cox & Co Commercial as a Commercial Manager at such an exciting time for the business. This new chapter represents a fantastic opportunity to contribute to a company known for its client-first approach. I look forward to driving commercial growth, building strong partnerships, and helping shape the next stage of success for Cox & Co Commercial.’

With a proven track record, trusted relationships and a shared vision, Cox & Co Commercial aims to enhance the commercial finance solutions available to businesses across Scotland.