With 34 years’ experience in financial services, Mr Collender has held both frontline advisory and senior leadership roles, including head of retail at Lloyds Banking Group. He has advised on mortgages across a wide range of life stages and is qualified to advise on equity release, combining technical knowledge with an understanding of the practical issues facing customers and their families.

In his new role, Mr Collender will advise customers on later life borrowing options, including products such as equity release, where regulated, personalised advice is essential. He will work within MAB’s established advice framework, which considers each customer’s broader financial circumstances, including estate planning and tax implications, before any recommendation is made.

Later life lending is an increasingly common part of mainstream financial planning, with more people in their 50s, 60s and beyond exploring how their property wealth might fit into their long‑term plans. This can include using housing equity to help family members onto the property ladder, fund improvements, or provide additional flexibility in retirement.

Mr Collender said: “I’m excited to begin this new chapter with Mortgage Advice Bureau as a specialist in later‑life lending. After many years in financial services, helping people navigate their retirement options has become a genuine passion of mine.

“As the landscape continues to evolve, the need for clear, responsible, and personalised advice has never been greater. I’m looking forward to supporting clients in making informed decisions that truly enhance their financial wellbeing in later life.”

For MAB’s partners and introducers, Mr Collender will act as a dedicated point of referral for clients who require specialist advice on later life lending. His appointment represents a further step in developing MAB’s proposition for customers at every stage of their home-owning journey, from first purchase through to planning for later life.