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The Bank of England has identified an increase in the number of consumers defaulting on credit cards, raising alarms in the City of “an early warning indicator” of an economic downturn.

Edinburgh-based Scottish American Investment Trust has reported a net asset value return of 0.5 per cent in the half the first six months of 2018, with the share price total return also being 0.5 per cent.

Tim Cooper The latest statistics from Accountant in Bankruptcy (AiB) for the first quarter of 2018-19 show total personal insolvencies, which include both bankruptcies and protected trust deeds (PTDs), rose by 11.8 per cent relative to the first quarter of 2017-18.

Demand for banking & insurance professionals in Scotland rose by 24 per cent year-on-year to June 2018, according to research from the Association of Professional Staffing Companies (APSCo).

Fraser Sime Business confidence in Scotland rose three points to 20 per cent in the first six months of the year in spite of uncertainty over Brexit, according to the latest Business in Britain report from Bank of Scotland.

The size of personal debt in the UK is continuing to rise, with net lending to individuals increasing by £9.68 million a day in March 2018 and the average debt to income ratio per adult rising to 114.4% as of May 2018. A new debt infographic from Equifax looks at how UK consumers are using credit,

Paul Mason Paul Mason, head of corporate finance at Chiene + Tait, talks us through what he says is a resurgent investment climate for SMEs

The average price of a property in Scotland in February 2018 was £144,377 – an increase of 6.2 per cent on February in the previous year and a decrease of 2.7 per cent when compared to the previous month, according to the Registers of Scotland’s latest publication of its monthly UK House Price

A man who claimed to be a member of the Islamic State group armed himself with a fake bomb while trying to rob branches of Royal Bank of Scotland across the north west of England has been jailed for 19 years.

Fraser Sime Business confidence in Scotland rose 17 points during February to reach 35 per cent, according to the latest Business Barometer from Bank of Scotland Commercial Banking.

House prices in Edinburgh and Glasgow are predicted to rise by 22 per cent and 17 per cent respectively in the coming five years, according to figures from property consultancy JLL.

Retired UK homeowners have gained an average of more than £7,900 each in property wealth over the past year, with the average Scottish pensioner who has paid off their mortgage seeing their net worth grow month-on-month by £250.

Faisal Choudhry Last year saw more than 2,000 Scottish households became “property millionaires” on the back of rising house prices.

The Scottish American Investment Company (SAINTS), which is run by Edinburgh based fund management group Baillie Gifford, has posted a 2.5 per cent year-on-year dividend rise.

Kenny Crawford The latest publication of the monthly UK House Price Index (UK HPI) shows that the average price of a property in Scotland in November 2017 was £145,992 – an increase of 3.6 per cent on November in the previous year and an increase of 1.1 per cent when compared to the previous mont