Opinion

Stuart Beattie discusses the difficulties faced by Registered Social Landlords (RSLs) in Scotland, including the recent rent freeze imposed by the Scottish government and new energy efficiency standards requirements. Households are not the only group feeling the chill of winter. Registered Social La

Legal director Gregor Duthie highlights upcoming deadlines for commercial property owners in Scotland and across the UK. Transparency over the ownership and control of property has long been a point of contention – at times, it has even become a political football. In a bid to clear up some of

Politically and economically, 2022 was a tumultuous year. Despite an encouraging start, by the third quarter it was clear that Scotland’s property sector was being impacted by spiralling inflation, soaring energy costs and increasing interest rates, writes Barry McKeown. Yet, let me recall som

Temple Melville, CEO of The Scotcoin Project Community Interest company, discusses how the ownership laws surrounding cryptocurrency and cryptoassets affect individuals in cases of bankruptcy of firms which held their assets, and the need for regulation to protect retail users. As we know, most peop

The chief ex­ec­u­tive of the Scotch Whisky As­so­ci­a­tion, Mark Kent, discusses the current state and future aspirations of the Scotch whisky industry, the challenges it has faced and its potential to create profit and support other related sectors. Across more tha

Property expert Phil Harris, a director at Shepherd and Wedderburn's private wealth & tax team, discusses the state of the Scottish housing market in 2022 and what to expect in 2023, as vol­umes appear to return to pre-pan­demic lev­els. The 2022 Scottish housing market and

Focusing on AI and fintech in Scotland and university-supported start-ups in Edinburgh and Glasgow, Christine Hockley discusses the investment opportunities in the tech start-up scene outside London, as remote work and tech training in STEM roles making these regions more appealing for start-up

Temple Melville, CEO of the Scotcoin Project CIC, discusses the benefits of regulation in the cryptocurrency industry, including protections for citizens and investors, the ability for institutions to invest, and the adoption of regulated crypto ETFs. Six years ago, when Gideon Greenspan said that r

David Alexander discusses the challenges businesses will face in 2023 due to economic pressures, highlighting the importance of managing cash flow, credit control, and debt recovery, and the potential impact on small and medium-sized enterprises (SMEs) in Scotland due to September's reduction in the

Roland Smyth discusses the challenges facing the tourism industry in Scotland as a result of Covid and Brexit and suggests ways to address these issues including investment in staff training, public sector support, and a focus on ESG issues to make the industry more attractive to a wider talent pool

Stuart Patrick, chief executive of Glasgow Chamber of Commerce, reflects on the recommendations made by the British Chambers of Commerce in a report on the UK's Trade and Cooperation Agreement with the EU and discusses the potential impact of the Scottish Government's legislation on the business com

Mike Begg, managing director of Beat the Banks, discusses the lack of quality advice when it comes to pension transfers. It’s now an established fact that thousands upon thousands of pension holders have been mis-advised to transfer their final salary pensions elsewhere.

Michael Reid, managing partner, Meston Reid & Co, offers advice for individuals looking to liquidate their company. One reads plenty media comment about an increase in both corporate and personal financial failure due to various factors and certainly, although there is some government assistance

Taxation expert Ross Stupart gives insight into what high earners may expect from the Scottish Government's forthcoming budget — expected on 15 December. As the UK Government reduces the threshold for the 45% income tax rate to £125,140 (from £150,000) there’s a reasonab

Scott Hutchinson, a relationship manager at Unity Trust Bank, discusses the state of the healthcare sector and its challenges. The challenges facing the healthcare sector are rarely out of the news, but behind the headlines are many encouraging stories of practitioners and businesses investing in th