Santander

A survey conducted by Which? has found that more than one-third of Scotland's bank branches have closed down within the last five years.

Lloyds Banking Group has purchased Tesco Bank's mortgage book for £3.5 billion. The purchase emerges after a ferocious price war which led Tesco to abandon the mortgage market. Lloyds successfully beat competing bids from rivals Santander and Royal Bank of Scotland. 

Nationwide and Santander provide the best student bank accounts, according to a survey by consumer website Which?.