Insight

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Mr David Lonsdale, director of the Scottish Retail Consortium Agenda, urges MSPs to support business rate reform to mitigate the decline of the Scottish high street. On every Scottish high street, there is visible evidence of how retail is changing. Successful shops are embracing technology and well

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It was revealed yesterday that the British Business Bank’s Start Up Loans scheme has lent over £30 million to small businesses in Scotland since 2012. Following this news, Kelly Tolhurst, small business minister, has written about her experience as a small business owner and recognises t

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As part of the Scotland Fintech Festival, Gillian Docherty OBE, CEO at The Data Lab, explores the interdependence of the data sector and the growth of Scotland’s fintech sector. There are currently in excess of 100 companies based in Scotland solely dedicated to the growth of financial service

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Ahead of the stage one debate on the establishment of the Scottish National Investment Bank (SNIB) in the Scottish Parliament this afternoon, economy secretary Derek Mackay has written about what the bank will mean for the future of the Scottish economy. Today marks another important step forward fo

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Stuart Gillies, an associate at CMS, wrote for The Scotsman, on how the burgeoning Fintech industry is set to plunge the corporate world into a tech-driven revolution. Fintech, the use of technology in the delivery of financial services, is thriving. Companies and products such as Monzo and App

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Martyn Paterson, financial planner at AAB Wealth in Aberdeen, examines the unpredictability of the global equity market – and why it isn't necessarily a bad thing for investors. Where in the world will I invest? A question often asked and, given the current happenings in world markets, a very

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Equal pay claims have certain special features, and the case of Graysons Restaurants Ltd v Jones and others highlights what that means in an insolvency context. Equal pay claims are based on discrimination principles but are basically breach of contract claims. They also have a unique treatment unde

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Earlier this year the UK government consulted on crowning HMRC with a promoted ranking in the insolvency of corporates and individuals. This month, it has published the draft 2019-2020 Finance Bill containing the legislative provisions that will bring this coronation into law. Michael Thomson,

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