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Rain Newton-Smith The first quarter of 2016 has seen optimism fall for the first time in over three years among financial services firms as a result of financial market instability and uncertainty of the global economic environment, according to the Confederation of British Industry (CBI) and PwC.

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Edinburgh-based Scottish Widows has secured a £630 million pensioner buy-in deal for the ICI Pension Fund. The transaction marks the largest ever external bulk annuity transaction to date for the life insurance arm of Lloyds Banking Group and covers more than 4,000 of the fund’s pensioner members

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ICAS has announced a new partnership with specialist financial services group Close Brothers Asset Finance. The new five-year partnership agreement builds on the current relationship the specialist financial services group has with ICAS.

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House sales in Scotland have seen a significant boost thanks to a new property tax, with first time buyers among the beneficiaries. The Land and Buildings Transaction Tax (LBTT), introduced earlier this year to help first time buyers get a foothold on the property ladder, has led to an 11 per cent b

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UK home-owners borrowed £8.1bn for house purchase in April, down 40 per cent month-on-month and 4 per cent year-on-year, according to latest data from the Council of Mortgage lenders. They took out 47,300 loans, down 31 per cent on March and 5 per cent on April 2015, the CML said.

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A leading economic forecaster has reported that the Scottish economy has weakened over the past three months and warned Scotland may fail to avoid a recession before the end of the year, should the trend continue. The University of Strathclyde's Fraser of Allander Institute has revised down its grow

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Last month saw Scotland's high streets enjoy a five month high for sales as a result of warmer weather but the latest figures still show retailers north of the border are struggling to sustained growth. According to new data from the Scottish Retail Consortium and KPMG, May saw fashion, outdoor livi

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The ‘Bank of Mum and Dad’ is a major Scottish lender, with over half a billion (£582m) loaned out to families, according to Bank of Scotland’s latest How Scotland Lives research. This study, which looks at family debt, identified that the average Scot owes their parents £3,079. With 28 per c

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Corporate insurance broker Lockton has warned that many firms across Scotland are unaware of the implications of one of the biggest shake-ups in UK insurance law for more than a century. On August 12 this year, the Insurance Act 2015 comes into force, making major changes to legislation which has be

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Louise Miller Wealth manager Charles Stanley has revealed that Louise Miller, the head of client services at its Edinburgh-based direct-to-consumer service arm, Charles Stanley Direct, has been awarded the British Empire Medal for services to UK-Serbian relations in the Queen’s 90th birthday honou

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