The UK’s top 25 child savers are sitting on junior ISA (JISA) fortunes worth nearly an average of just under £400,000 (£397,500), according to new figures obtained from HMRC by Murphy Wealth. By comparison, that is nearly eight times the £53,000 average debt students leave un
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Adrian Murphy outlines key tax and savings strategies investors should act on before the end of the tax year, covering pensions, ISAs, capital gains, VCTs, and dividends. From a tax and savings perspective, there’s a clear direction from the government: frozen thresholds and reduced allowances
The number of Junior ISA (JISA) accounts that received the full £9,000 subscription rose to a post-pandemic high during the 2023/2024 tax year – the most recent year data is available for – as families accelerated their gifting to children. Figures obtained by Murphy Wealth from HM
With the final today and contestants in the fourth series of The Traitors watching the prize pot dwindle with each challenge that goes by, savers dreaming of a £120,000 bonanza themselves can build up a similar-sized fund from £208 per month according to Murphy Wealth. New figures from t
The rapid development of digital assets and digital currencies has meant that many legal systems, including Scotland’s, have struggled to keep up, writes Andrew Foyle. The application of 17th century principles to modern blockchain technology has exposed gaps in the way that ownership and poss
MHA partner Alan Stewart and customs duty & indirect tax consultant Andrew Thurston discuss President Donald Trump’s latest statements on potential US trade tariffs, which have introduced fresh uncertainty for Scottish exporters, particularly those with significant exposure to the US marke
The people of Annan have enthusiastically welcomed the return of the Cumberland Building Society to the High Street following a three-month closure for extensive refurbishment. The reopening on Tuesday reaffirmed the society's commitment to the town, where it will soon stand as the sole provider of
Scotland’s space sector will receive a major funding boost to accelerate breakthrough technologies and boost commercialisation, the UK Space Agency has announced at Space-Comm Expo Scotland. Scottish universities will collaborate with partners nationwide to receive a share of £3.8 millio
The Chancellor’s decision to limit cash ISA contributions to £12,000 from April 2027 may be unpopular in a nation that prefers the safety of cash, but it could make a six-figure difference to savings over the long term, according to Murphy Wealth. Analysis from the Glasgow-based firm sug
Ahsan Mustafa looks at the impact the Diligence against Earnings (Variation) (Scotland) Regulations 2024 has had since its introduction, exploring the new protected earnings levels, the economic context driving the reform, and the practical implications for employers and creditors. Seven months have
The EY ITEM Club has upgraded its forecast for UK GDP growth in 2025 from 1% to 1.5% after the economy displayed a greater momentum than expected throughout this year.
Scotland has recorded one of the strongest upticks in startup activity in the UK in the first half of 2025, according to the latest New Startup Index from NatWest and Beauhurst.
Maven Capital Partners has invested £2.6 million in Scottish advanced laser systems pioneer PowerPhotonic. The funding, which follows £2.7m investment by Archangels and Scottish Enterprise over the last 24 months, includes investment from the Maven Income and Growth VCTs and IFS Maven Eq
The Scottish Government consultation on Land and Buildings Transaction Tax (LBTT) reliefs for property funds can level the playing field on tax and let loose new investments into Scottish housing, social investments and net zero, according to several industry organisations.
DFYNE, an activewear brand based in Glasgow, is Scotland’s and the UK's fastest-growing private company, according to the fourth annual Sunday Times 100 rankings. The list is published today online at thesundaytimes.com/100 and available as a supplement with the print edition of the newsp
