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Virgin Money has posted a loss after tax of £194 million alongside an accommodation of £385m to pay for the PPI scandal. The results, which are Virgin Money's first as a combined business with CYBG, also detailed an underlying profit of £539m down 7% due to higher impairments from

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John Cowan, a retail expert working with Business Gateway, discusses the reality of the retail market and the opportunities on offer to small businesses. Retailers across Scotland have recently been bombarded with a lot of doom and gloom, proclaiming the death of the high street. However, when takin

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